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If the accident was the other driver's fault, and this fault is accepted by the third social gathering's insurer, then the automobile proprietor might be able to reclaim the surplus fee from the opposite individual's insurance firm. Some automotive insurance plans do not differentiate in regard to how a lot the car is used. If one's automotive is said to be a " write off " (or " totaled "), then the insurance coverage company will deduct the excess agreed on the coverage from the settlement fee it makes to the proprietor.
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